When it comes to the rates you get for your home insurance there are numerous factors affecting them in complex. Starting with the location of your house to square footage and actual house type, as well as insurance claims history – these all contribute to the price you will have to pay every year. And if you want to change your actual rates you will certainly have to learn more about these factors and see how changing them can affect the amount of money to be paid for insurance. Continue reading →

Have you felt the earth moving on 26th February, 2008? If you felt the earthquake that night a year ago, or not, since then the UK home insurers have received tons of claims related to the damages brought by it.

In contrast to the floods of last summer, when lots of homeowners didn’t get their coverage for the damage, leading providers state that most home insurances will be covered for the earthquake damages. In case you have also suffered the property damages, the Association of British Insurers provides several advices to assist you on getting your coverage fast without the noise.

Contact your insurance provider as fast as you can

The sooner you contact your provider, the faster they may get an appraiser to value the damage. As well, contact your home insurance company to learn the exact procedures that must be followed. Some companies might have set up a process to proceed with the payouts faster, due to the large amount of claims related to the recent earthquake. Continue reading →